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Ramp Bill Pay vs Ramp Corporate Card

Ramp Bill Pay or Ramp Corporate Card? Their plans monthly and yearly, the capabilities their makers state, security and latest updates, side by side — read from the makers' own pages.

In inglese

In short

  • Both: Automations, AI agents, Connects your apps, Mobile app, Single sign-on, Admin controls
  • Only Ramp Bill Pay states: Summaries
  • Only Ramp Corporate Card states: API

Ramp Bill Pay

Ramp Bill Pay helps businesses process invoices, route approvals, pay vendors, and sync bills with accounting systems.

Plans

Free

Free

  • Unlimited cards
  • Automated invoice extraction (OCR)
  • Configurable approval workflows
  • Automated fraud checks
  • Pay bills by ACH, card, check, wire, and more
  • QuickBooks Online and Xero integrations

Plus

  • $15/mo/user
  • AI-driven expense reviews and policy insights
  • Auto-coded line items
  • AI-driven approval recommendations
  • Automated batch payments
  • Payment release approvals
  • NetSuite, Sage Intacct, and more integrations

Enterprise

Price on request

  • Workday, Oracle Fusion Cloud, and more integrations
  • Locally funded reimbursements
  • Pay card payments in local currency
  • Dedicated account and customer success manager
  • Priority 24/7 global support
  • Custom implementation scoping and roll out plan

Prices checked 2026-09-25 on the maker’s page.

Capabilities

  • Summaries — “Summarizes vendor history, contract details, and PO matching to give approvers full context and suggest approval or rejection.” source
  • Automations — “You can set up recurring bills directly in Ramp's accounts payable software to automate routine vendor payments.” source
  • AI agents — “Ramp AP agents are agentic AI systems —autonomous agents that can analyze context, make decisions, and take action with little human intervention—built into Ramp Bill Pay to automate end-to-end accounts payable workflows.” source
  • Connects your apps — “Connect Ramp with your accounting, ERP, and business tools to automatically sync transactions and data.” source
  • Mobile app — “Access your corporate card, submit expenses, and approve requests directly from the Ramp mobile app.” source
  • Single sign-on — “Secure logins with SCIM, SSO, and SAML” source
  • Admin controls — “Set roles and permissions that scale with your business. Decide who can view, approve, or pay—and keep separation of duty.” source

Security

  • SOC 2 Type II — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
  • SOC 2 — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source

Latest updates

  • Payment Runs for Bill Pay

    Group approved vendor payments into named runs, review as a batch, and release funds when ready - built for AP teams managing payments at scale.

  • Partial payments on Bill Pay

    Split a bill into multiple scheduled payments to manage deposits, financing agreements, and cash-flow-sensitive vendor workflows.

About Ramp Bill Pay

Ramp Corporate Card

Ramp Corporate Card gives businesses physical and virtual cards with spend controls, receipt capture, expense tracking, and accounting integrations.

Plans

Free

Free

  • Unlimited cards
  • Card issuing controls
  • Complete expenses via SMS or Slack
  • Automated invoice extraction (OCR)
  • Basic accounting rules
  • Custom reports and insights via AI reporting

Plus

  • $15/mo/user
  • AI-driven expense reviews and policy insights
  • Auto-lock cards when compliance is unmet
  • Auto-coded line items
  • Automated batch payments
  • AI coding for every field
  • Custom user roles

Enterprise

Price on request

  • Workday, Oracle Fusion Cloud, and more integrations
  • Locally funded reimbursements
  • Pay card payments in local currency
  • Local currency card issuing in 30+ countries
  • Dedicated account and customer success manager
  • Custom implementation scoping and roll out plan

Prices checked 2026-09-25 on the maker’s page.

Capabilities

  • Automations — “Automate approval and sync of routine spend” source
  • AI agents — “Automated fraud checks from AP Agents” source
  • Connects your apps — “QuickBooks Online and Xero integrations” source
  • Mobile app — “Mobile app” source
  • API — “API documentation” source
  • Single sign-on — “Secure logins with SCIM, SSO, and SAML” source
  • Admin controls — “Custom user roles and multi entity restrictions” source

Security

  • SOC 2 Type II — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
  • SOC 2 — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source

Latest updates

  • VAT-compliant reimbursement statements

    Reimbursement statements now include entity VAT and address details, so EU, UK, and Canada teams can file VAT reclaims without extra paperwork.

  • Agent-led financing and incorporation

    AI agents incorporate your company and apply for Ramp on your behalf — go from idea to operating a business in a single prompt.

  • Sync Slack users to Ramp

    Automatically import your Slack workspace members as draft Ramp users — no HRIS or SCIM required.

About Ramp Corporate Card