tools
Ramp Corporate Card
Ramp Corporate Card gives businesses physical and virtual cards with spend controls, receipt capture, expense tracking, and accounting integrations.
In inglese
Ramp Corporate Card is a company-issued charge card for business spending. Finance teams can issue physical and virtual cards, set merchant and category restrictions, monitor spending in real time, and manage receipts and approvals.
Employees can submit receipts by SMS or through the mobile app, while businesses can connect accounting software and use cashback rewards. The core Free plan is available at no charge; Plus adds AI-driven automation for $15/mo/user plus a platform fee, and some services such as Procurement cost extra.
Features
- Issue unlimited physical and virtual cards
- Set merchant and category spending restrictions
- Monitor company spending in real time
- Capture and match receipts automatically
- Submit expenses through SMS, mobile app, and integrations
- Connect accounting platforms such as QuickBooks Online and Xero
- Earn cashback and redeem it for balance reduction, travel, or gift cards
- Use the Visa network with Apple Pay and Google Pay
Use cases
- Control employee spending by merchant, category, team, or policy
- Track business purchases and receipts without manual expense reports
- Issue virtual cards for software, travel, advertising, or conferences
- Route transactions through approval workflows and accounting rules
- Give finance teams real-time visibility into company-wide spend
Pros
Cons
Latest updates
- VAT-compliant reimbursement statements
Reimbursement statements now include entity VAT and address details, so EU, UK, and Canada teams can file VAT reclaims without extra paperwork.
- Agent-led financing and incorporation
AI agents incorporate your company and apply for Ramp on your behalf — go from idea to operating a business in a single prompt.
- Sync Slack users to Ramp
Automatically import your Slack workspace members as draft Ramp users — no HRIS or SCIM required.
- Payment Runs for Bill Pay
Group approved vendor payments into named runs, review as a batch, and release funds when ready.
- Local cards and reimbursements in Poland, Denmark, and Sweden
Enterprise customers with legal entities in Poland, Denmark, or Sweden can now issue local-currency cards and fund reimbursements.
Capabilities
- Automations — “Automate approval and sync of routine spend” source
- AI agents — “Automated fraud checks from AP Agents” source
- Connects your apps — “QuickBooks Online and Xero integrations” source
- Mobile app — “Mobile app” source
- API — “API documentation” source
- Single sign-on — “Secure logins with SCIM, SSO, and SAML” source
- Admin controls — “Custom user roles and multi entity restrictions” source
Get it
Security
- SOC 2 Type II — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
- SOC 2 — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
Pricing
- Starting price
- $15/user/mo
- Prices checked
- 2026-09-25
Free
Free
- Unlimited cards
- Card issuing controls
- Complete expenses via SMS or Slack
- Automated invoice extraction (OCR)
- Basic accounting rules
- Custom reports and insights via AI reporting
Plus
- $15/mo/user
- AI-driven expense reviews and policy insights
- Auto-lock cards when compliance is unmet
- Auto-coded line items
- Automated batch payments
- AI coding for every field
- Custom user roles
Enterprise
Price on request
- Workday, Oracle Fusion Cloud, and more integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Local currency card issuing in 30+ countries
- Dedicated account and customer success manager
- Custom implementation scoping and roll out plan