tools
Ramp Bill Pay
Ramp Bill Pay helps businesses process invoices, route approvals, pay vendors, and sync bills with accounting systems.
In inglese
Ramp Bill Pay is an accounts payable tool for businesses. Teams can email or upload invoices, extract invoice data with OCR, route bills through approval workflows, match bills with purchase orders, and pay vendors by card, ACH, check, wire, or stablecoin.
It supports vendor tax-information collection, 1099 preparation and filing, batch payments, budgets, audit trails, and ERP synchronization. The core software has a free tier, while Ramp Plus and Enterprise add paid features; transaction fees may apply depending on the payment method.
Features
- Extract invoice details and line items with OCR
- Route bills through configurable approval workflows
- Match bills against purchase orders and receipts
- Pay vendors by card, ACH, check, wire, or stablecoin
- Batch vendor payments and schedule payment runs
- Collect W-9s and prepare and file 1099 forms
- Sync bills and payments with supported accounting systems
- Create and manage bills through the Developer API
Use cases
- Upload vendor invoices and create draft bills
- Route bills to managers or finance leaders for approval
- Match invoices with purchase orders to detect overbilling
- Schedule ACH, card, check, or wire payments
- Collect vendor tax details for 1099 processing
- Sync approved bills and payments to an ERP
Pros
Cons
Latest updates
- Payment Runs for Bill Pay
Group approved vendor payments into named runs, review as a batch, and release funds when ready - built for AP teams managing payments at scale.
- Partial payments on Bill Pay
Split a bill into multiple scheduled payments to manage deposits, financing agreements, and cash-flow-sensitive vendor workflows.
Capabilities
- Summaries — “Summarizes vendor history, contract details, and PO matching to give approvers full context and suggest approval or rejection.” source
- Automations — “You can set up recurring bills directly in Ramp's accounts payable software to automate routine vendor payments.” source
- AI agents — “Ramp AP agents are agentic AI systems —autonomous agents that can analyze context, make decisions, and take action with little human intervention—built into Ramp Bill Pay to automate end-to-end accounts payable workflows.” source
- Connects your apps — “Connect Ramp with your accounting, ERP, and business tools to automatically sync transactions and data.” source
- Mobile app — “Access your corporate card, submit expenses, and approve requests directly from the Ramp mobile app.” source
- Single sign-on — “Secure logins with SCIM, SSO, and SAML” source
- Admin controls — “Set roles and permissions that scale with your business. Decide who can view, approve, or pay—and keep separation of duty.” source
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Security
- SOC 2 Type II — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
- SOC 2 — “Ramp undergoes annual audits to ensure your data is always secure, confidential, and private according to SOC 2 Type II protocols.” source
Pricing
- Starting price
- $15/user/mo
- Prices checked
- 2026-09-25
Free
Free
- Unlimited cards
- Automated invoice extraction (OCR)
- Configurable approval workflows
- Automated fraud checks
- Pay bills by ACH, card, check, wire, and more
- QuickBooks Online and Xero integrations
Plus
- $15/mo/user
- AI-driven expense reviews and policy insights
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- NetSuite, Sage Intacct, and more integrations
Enterprise
Price on request
- Workday, Oracle Fusion Cloud, and more integrations
- Locally funded reimbursements
- Pay card payments in local currency
- Dedicated account and customer success manager
- Priority 24/7 global support
- Custom implementation scoping and roll out plan