tools

FOCAL

FOCAL is an AI platform for fraud prevention, AML compliance, customer due diligence, and financial-crime investigations.

In inglese

FOCAL by MOZN helps banks, fintechs, payment providers, and other financial institutions screen transactions and customers, detect fraud, investigate alerts, and manage financial-crime risk.

It combines machine-learning models, configurable rules, device and behavioral intelligence, agentic AI, reporting, and professional services. Pricing is not publicly confirmed; the site directs buyers to request a demo or contact sales.

Features

Screen transactions and customers against AML rules and watchlists
Create and test transaction-monitoring rules with a no-code builder
Use agentic AI for alert triage, investigations, and case summaries
Detect anomalies and unusual transaction behavior with machine learning
Analyze device, in-app behavior, and payment intelligence for fraud
Generate SAR and regulatory reports
Deploy through cloud, on-premises, or hybrid environments
Integrate through a single API

Use cases

Screen customers and transactions for AML and sanctions risks
Detect synthetic identities, account takeovers, and device-linked fraud
Investigate suspicious activity with unified customer and transaction data
Monitor merchant and payment risk across the customer lifecycle
Tune detection rules and test thresholds before deployment
Generate audit-ready financial-crime and regulatory reports

Pros

Cons

Capabilities

Real-time data — “Prevent financial crime in real time with a unified platform that combines advanced ML models, dynamic rules engine and a built in Agentic AI for seamless investigation.” source
API — “Pre-built integrations and a single API for faster time-to-value.” source

Security

ISO 27001 — “we have earned the ISO 27001 certification.” source

Pricing

Prices checked: 2026-09-25

Official website