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Ramp Corporate Card

Ramp Corporate Card gives businesses physical and virtual cards with spend controls, receipt capture, expense tracking, and accounting integrations.

Ramp Corporate Card

Ramp Corporate Card is a company-issued charge card for business spending. Finance teams can issue physical and virtual cards, set merchant and category restrictions, monitor spending in real time, and manage receipts and approvals.

Employees can submit receipts by SMS or through the mobile app, while businesses can connect accounting software and use cashback rewards. The core Free plan is available at no charge; Plus adds AI-driven automation for $15/mo/user plus a platform fee, and some services such as Procurement cost extra.

Features

  • Issue unlimited physical and virtual cards
  • Set merchant and category spending restrictions
  • Monitor company spending in real time
  • Capture and match receipts automatically
  • Submit expenses through SMS, mobile app, and integrations
  • Connect accounting platforms such as QuickBooks Online and Xero
  • Earn cashback and redeem it for balance reduction, travel, or gift cards
  • Use the Visa network with Apple Pay and Google Pay

Use cases

  • Control employee spending by merchant, category, team, or policy
  • Track business purchases and receipts without manual expense reports
  • Issue virtual cards for software, travel, advertising, or conferences
  • Route transactions through approval workflows and accounting rules
  • Give finance teams real-time visibility into company-wide spend

Pros

    Cons

      Pricing

      Starting price
      Free
      Pricing checked
      2026-09-19

      Free

      $0/mo/user

      • Unlimited cards
      • Card issuing controls
      • Automatic receipt collection and matching
      • QuickBooks Online and Xero integrations
      • Custom reports and insights via AI reporting

      Plus

      $15/mo/user

      • Platform fee based on team size
      • AI-driven expense reviews and policy insights
      • Auto-lock cards when compliance is unmet
      • Automated batch payments
      • Custom user roles and multi-entity visibility restrictions

      Enterprise

      Custom

      • Annual billing
      • Local currency card issuing in 30+ countries
      • Dedicated account and customer success manager
      • Custom implementation and integration setup
      • Custom development and ERP configurations
      Official website