tools
Ramp Bill Pay
Ramp Bill Pay helps businesses process invoices, route approvals, pay vendors, and sync bills with accounting systems.

Ramp Bill Pay is an accounts payable tool for businesses. Teams can email or upload invoices, extract invoice data with OCR, route bills through approval workflows, match bills with purchase orders, and pay vendors by card, ACH, check, wire, or stablecoin.
It supports vendor tax-information collection, 1099 preparation and filing, batch payments, budgets, audit trails, and ERP synchronization. The core software has a free tier, while Ramp Plus and Enterprise add paid features; transaction fees may apply depending on the payment method.
Features
- Extract invoice details and line items with OCR
- Route bills through configurable approval workflows
- Match bills against purchase orders and receipts
- Pay vendors by card, ACH, check, wire, or stablecoin
- Batch vendor payments and schedule payment runs
- Collect W-9s and prepare and file 1099 forms
- Sync bills and payments with supported accounting systems
- Create and manage bills through the Developer API
Use cases
- Upload vendor invoices and create draft bills
- Route bills to managers or finance leaders for approval
- Match invoices with purchase orders to detect overbilling
- Schedule ACH, card, check, or wire payments
- Collect vendor tax details for 1099 processing
- Sync approved bills and payments to an ERP
Pros
Cons
Pricing
- Starting price
- Free
- Pricing checked
- 2026-09-19
Free
$0/mo/user
- Automated invoice extraction (OCR)
- Configurable approval workflows
- Automated fraud checks
- Pay bills by ACH, card, check, wire, and more
- Free wires and same-day ACH via Bill Pay
Plus
$15/mo/user
- Platform fee based on team size
- Auto-coded line items
- AI-driven approval recommendations
- Automated batch payments
- Payment release approvals
- Save 20% with annual billing
Enterprise
Custom
- Annual billing
- Workday and Oracle Fusion Cloud integrations
- Locally funded reimbursements
- Local currency card issuing in 30+ countries
- Dedicated account and customer success manager
- Custom development and ERP extensions