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Puzzle

AI accounting software that categorizes transactions, reconciles accounts, drafts financial statements, and provides real-time financial insights.

Puzzle

Puzzle is an accounting platform for startups, small businesses, finance teams, and accounting firms. It automates transaction categorization, reconciliations, financial statement drafting, month-end close tasks, and reporting while requiring user approval before ledger changes are finalized.

It connects with tools such as Stripe, Ramp, Brex, Mercury, Gusto, and Rippling. Accounting, bookkeeping, tax, and advisory services are available through partners and cost extra; Puzzle does not directly provide those services or fully replace an accountant.

Features

  • Automates transaction categorization and reconciliation
  • Supports cash and accrual accounting
  • Drafts financial statements automatically
  • Provides cash, burn, runway, margin, and revenue insights
  • Runs AI Close tasks for month-end workflows
  • Offers AI-powered accuracy reviews and reconciliations
  • Integrates with Stripe, Ramp, Mercury, Brex, Gusto, and Rippling
  • Provides API access by case-by-case approval

Use cases

  • Automate bookkeeping for a startup or small business
  • Track cash flow, burn, runway, and revenue continuously
  • Close monthly books with AI-assisted reconciliation
  • Prepare financial statements for investors and accountants
  • Manage accounting workflows across multiple client entities
  • Move historical books from QuickBooks or another system

Pros

    Cons

      Capabilities

      • Automations — “Described once, done automatically, reviewed by you before anything’s final.” source
      • AI agents — “AI agents are programs that execute accounting workflows automatically,handling tasks like reconciliation, categorization, and exception detection based on rules you define.” source
      • Connects your apps — “Stripe, Brex, Mercury, Ramp, Deel, Gusto and more — native integrations keep your data clean and accurate at source.” source
      • Admin controls — “Yes. Puzzle is SOC 2 compliant and built with enterprise-grade security controls, including role-based access, encryption in transit and at rest, and full audit traceability of user activity and approvals.” source

      Pricing

      Starting price
      $30/mo
      Prices checked
      2026-10-25
      Read
      by web search

      Starter

      • $30 /mo
      • AI Suite Included (Chat, Cowork, 25 lifetime AI credits)
      • 1 seat
      • 85–90% of transactions categorized automatically
      • Auto-drafted financial statements
      • Cash & accrual books
      • Unlimited connections, 1-click tax report

      Core

      • $72 /mo
      • AI Suite Included (Chat, Cowork, 25 lifetime AI credits)
      • 5 seats
      • Everything in Starter, plus Insights, Spend/Revenue tracking, Variance analysis, Multi-entity, Advanced reporting, Custom chart of accounts

      Complete

      • $120 /mo
      • AI Suite Included (Chat, Cowork, 100 AI credits / month)
      • Unlimited seats
      • Everything in Core, plus AI-powered accuracy review & reconciliations, AI insights, Enhanced categorization, Classes/departments/projects, R

      Scale

      • $360 /mo
      • AI Suite Included (Chat, Cowork, 300 AI credits / month)
      • Unlimited seats
      • Everything in Complete, plus Higher-volume accounting, Subledgers, No transaction/integration limits, Backup and restore, Dedicated onboardi
      Official website