tools
Puzzle
AI accounting software that categorizes transactions, reconciles accounts, drafts financial statements, and provides real-time financial insights.
Puzzle is an accounting platform for startups, small businesses, finance teams, and accounting firms. It automates transaction categorization, reconciliations, financial statement drafting, month-end close tasks, and reporting while requiring user approval before ledger changes are finalized.
It connects with tools such as Stripe, Ramp, Brex, Mercury, Gusto, and Rippling. Accounting, bookkeeping, tax, and advisory services are available through partners and cost extra; Puzzle does not directly provide those services or fully replace an accountant.
Features
- Automates transaction categorization and reconciliation
- Supports cash and accrual accounting
- Drafts financial statements automatically
- Provides cash, burn, runway, margin, and revenue insights
- Runs AI Close tasks for month-end workflows
- Offers AI-powered accuracy reviews and reconciliations
- Integrates with Stripe, Ramp, Mercury, Brex, Gusto, and Rippling
- Provides API access by case-by-case approval
Use cases
- Automate bookkeeping for a startup or small business
- Track cash flow, burn, runway, and revenue continuously
- Close monthly books with AI-assisted reconciliation
- Prepare financial statements for investors and accountants
- Manage accounting workflows across multiple client entities
- Move historical books from QuickBooks or another system
Pros
Cons
Pricing
- Starting price
- $30/mo
- Pricing checked
- 2026-09-19
Starter
$30/mo
- Up to 98% auto-categorization
- Auto-drafted financial statements
- Cash & accrual books
- Unlimited connections
- 1-click tax report
- 1 seat
- 25 lifetime AI credits
Core
$72/mo
- Everything in Starter
- Cash, burn, runway, and margin insights
- Spend and revenue tracking
- Variance analysis
- Multi-entity via integration
- Advanced reporting
- 5 seats
- 25 lifetime AI credits
Complete
$120/mo
- Everything in Core
- AI-powered accuracy review
- AI-powered reconciliations
- AI insights and analysis
- Revenue recognition
- Classes, departments, and projects
- Unlimited seats
- 100 AI credits / month
Scale
$360/mo
- Everything in Complete
- Higher-volume accounting
- Subledgers
- No transaction limits
- No integration limits
- Backup and restore
- Unlimited seats
- 300 AI credits / month