tools
FOCAL
FOCAL is an AI platform for fraud prevention, AML compliance, customer due diligence, and financial-crime investigations.
FOCAL by MOZN helps banks, fintechs, payment providers, and other financial institutions screen transactions and customers, detect fraud, investigate alerts, and manage financial-crime risk.
It combines machine-learning models, configurable rules, device and behavioral intelligence, agentic AI, reporting, and professional services. Pricing is not publicly confirmed; the site directs buyers to request a demo or contact sales.
Features
- Screen transactions and customers against AML rules and watchlists
- Create and test transaction-monitoring rules with a no-code builder
- Use agentic AI for alert triage, investigations, and case summaries
- Detect anomalies and unusual transaction behavior with machine learning
- Analyze device, in-app behavior, and payment intelligence for fraud
- Generate SAR and regulatory reports
- Deploy through cloud, on-premises, or hybrid environments
- Integrate through a single API
Use cases
- Screen customers and transactions for AML and sanctions risks
- Detect synthetic identities, account takeovers, and device-linked fraud
- Investigate suspicious activity with unified customer and transaction data
- Monitor merchant and payment risk across the customer lifecycle
- Tune detection rules and test thresholds before deployment
- Generate audit-ready financial-crime and regulatory reports
Pros
Cons
Capabilities
- Builds models — “advanced machine learning detection models” source
- Real-time data — “Prevent financial crime in real time with a unified platform that combines advanced ML models, dynamic rules engine and a built in Agentic AI for seamless investigation.” source
- API — “Pre-built integrations and a single API for faster time-to-value.” source
Security
- ISO 27001 — “we have earned the ISO 27001 certification.” source
Pricing
- Prices checked
- 2026-10-24