tools
Asaak Credit Score
Asaak Credit Score is a proprietary score used in Asaak’s lending process to assess borrowers and help customers qualify for more financial products.

Asaak Credit Score is part of Asaak’s digital lending service. Customers apply for financing through the Asaak app, online, or at a branch, then build their score through repayment activity.
The score is used to assess loan applications and may help borrowers access additional products such as fuel, smartphone, personal, or motorcycle financing. Asaak does not publish standalone pricing for the score or describe it as an independent consumer credit-reporting app.
Features
- Supports credit assessment during Asaak loan applications
- Improves as customers repay Asaak financing
- Can help unlock additional financial products
- Works with Asaak’s mobile lending application
- Supports online and in-person loan applications
- Used alongside credit officers for application verification
- Asaak may report credit information to credit reference bureaus
Use cases
- Apply for motorcycle, fuel, smartphone, or personal financing
- Assess borrowers during Asaak loan underwriting
- Build a credit history through on-time repayments
- Unlock additional financial products after repayment
- Submit and manage financing applications through the app or branches