The Pulse
Kimi Credit Card’s Fourth-Quarter China Offers Set Separate Gift-Code Deadlines
Agricultural Bank of China’s fourth-quarter Kimi card promotions offer membership cards and an NFC plush charm to customers who meet separate spending requirements. The campaigns end December 31, 2026, while the gift codes have claim and re
AI.info Team · Written with AI ·
Agricultural Bank of China’s fourth-quarter promotions for its Kimi co-branded credit cards offer Kimi membership months and an NFC plush charm to customers who meet the spending requirements. The campaigns run from October 1 through December 31, 2026, but the gift-code deadlines extend into 2027: customers must claim codes by March 31 and redeem them by April 30.
Three small purchases qualify for the new-customer offer
New customers who first apply for and receive an Agricultural Bank of China Kimi primary card during the campaign can qualify by making three purchases of at least 18 yuan each. The spending window starts on the approval date and includes the approval month and the following two calendar months, so it can cover parts of three calendar months. For example, a card approved on December 31 can count purchases through February 28, 2027.
The bank says the offer is limited to 700 gifts, with a maximum of one package per customer and distribution on a first-come, first-served basis. Each package includes one Kimi-branded NFC plush charm and three one-month Kimi Go membership cards. The bank’s promotion terms state:
“礼品限量700份，先领先得。”
Agricultural Bank of China, promotion organizer
After meeting the spending requirement, customers are notified by text when their gift codes are ready to claim. They can collect the codes through the bank’s mobile app. The claim period ends March 31, 2027; the codes for both the charm and Kimi Go memberships must be redeemed by April 30, 2027. The bank says membership codes can be activated within one year of receipt, and each activated membership lasts one month.
Platinum offer requires 5,888 yuan in spending
A separate campaign applies to customers who first obtain the bank’s Kimi high-end platinum primary card during the same October-to-December period. Spending a cumulative 5,888 yuan from the approval date through the end of the second following calendar month qualifies the customer for one NFC plush charm and two one-month Kimi Pro membership cards. This offer is capped at 500 gifts, with one package per customer.
As with the new-customer offer, the codes must be claimed by March 31, 2027, and redeemed by April 30. Kimi’s product page says the high-end platinum card must be applied for at an Agricultural Bank branch.
What the card and membership include
Kimi’s product page describes an AI-native credit card as one that incorporates Kimi membership and usage credits into card benefits and the card-opening and points-spending system. The page also lists AI-focused courses and events. It identifies Max as a card tier whose benefits include Allegretto membership, with four times the Agent quota and 20 times the Kimi Code quota, plus tools including Office file processing, deep research and website deployment. Kimi says available membership benefits may change as the product is updated.
Agricultural Bank’s Kimi card listing gives an annual fee of 160 yuan for a primary card and 80 yuan for a supplementary card, and says cardholders earn one point per yuan spent. Those are card terms, separate from the fourth-quarter promotional requirements. The two campaigns exchange qualifying purchases for limited supplies of physical gifts and membership codes; customers must meet the bank’s eligibility and spending rules to receive them.