The Pulse
Anthropic Begins Beta Rollout of Personal Finance in Claude for US Pro, Max and Ultra Plans
Anthropic is rolling out Personal Finance in Claude in beta on the Pro, Max and Ultra plans in the US. Anthropic says users can connect bank and card accounts through Plaid and ask about balances, spending and transactions, with read-only a
AI.info Team · Written with AI · fact-checked ·
A month-end spending question
Anthropic’s example begins late in the month, with payday still 10 days away, and a user asking Claude, “Where did my money go this month?” The assistant adds spending across the connected accounts and sorts it by category. In the example, the total is $4,309.37, with more than half going to rent and utilities and $1,024.51 going to food and drink.
The user can ask whether the spending is higher than usual, what they might have missed, or what will remain before payday. In the example, Claude checks previous months and points to a membership renewal. It also identifies four payments due from the checking account before payday and gives the remaining balance as $1,393.22.
Questions, charts and upcoming bills
Anthropic says Claude can look across connected accounts for charges that appear twice, unexpected fees or a bill that has risen over the year. Users can ask, “Am I spending more than I make?” or ask, “What's an APR, and what has mine cost me this year?” Claude explains the term and adds up the interest charged.
Anthropic says the tool can also build a weekly spending chart, a calendar of what's due or a dashboard of figures the user chooses, and that users can keep adjusting those views. The company describes the service as a way to get answers from balances and transactions in everyday language, including explanations of unfamiliar terms.
Plaid handles account connections
Personal Finance starts rolling out in beta this week to users in the US on Claude’s Pro, Max and Ultra plans. To connect accounts, users sign in to their bank through Plaid and approve read-only access. Anthropic says Claude does not ask for or see the bank password.
Anthropic says that for each account a user chooses to connect, Claude sees the bank’s name, the account’s name and type, its last four digits, balances, credit limits and up to two years of transactions. It says users can unlink an account at any time, after which Claude can no longer see its data. Anthropic says conversations in the Personal Finance hub are not used to train its models; privacy settings apply to anything shared with Claude outside the hub.
Anthropic describes read-only access and warns about mistakes
Anthropic says Personal Finance can’t move, manage or invest money, and is not designed to give investment advice. The company also warns that Claude can make mistakes in its answers. It advises users to ask which transactions are behind a number and to check important figures with their bank.
Anthropic says the product has no ads or sponsored recommendations and does not offer its own credit cards, loans or savings accounts. It points users to its Help Center for setup steps. The company says users can connect one account and begin with a question such as, “Can I afford a trip this spring?”
Anthropic says it is exploring work with licensed professionals
Anthropic calls Personal Finance a first step and says it is exploring how Claude might work alongside licensed professionals and regulated firms for larger financial decisions. The company says it would like to hear from banks, wealth managers and financial services companies who want to help shape that work.