tools
Puzzle
AI accounting software that categorizes transactions, reconciles accounts, drafts financial statements, and provides real-time financial insights.
In inglese
Puzzle is an accounting platform for startups, small businesses, finance teams, and accounting firms. It automates transaction categorization, reconciliations, financial statement drafting, month-end close tasks, and reporting while requiring user approval before ledger changes are finalized.
It connects with tools such as Stripe, Ramp, Brex, Mercury, Gusto, and Rippling. Accounting, bookkeeping, tax, and advisory services are available through partners and cost extra; Puzzle does not directly provide those services or fully replace an accountant.
Features
- Automates transaction categorization and reconciliation
- Supports cash and accrual accounting
- Drafts financial statements automatically
- Provides cash, burn, runway, margin, and revenue insights
- Runs AI Close tasks for month-end workflows
- Offers AI-powered accuracy reviews and reconciliations
- Integrates with Stripe, Ramp, Mercury, Brex, Gusto, and Rippling
- Provides API access by case-by-case approval
Use cases
- Automate bookkeeping for a startup or small business
- Track cash flow, burn, runway, and revenue continuously
- Close monthly books with AI-assisted reconciliation
- Prepare financial statements for investors and accountants
- Manage accounting workflows across multiple client entities
- Move historical books from QuickBooks or another system
Pros
Cons
Capabilities
- Automations — “Described once, done automatically, reviewed by you before anything’s final.” source
- AI agents — “AI agents are programs that execute accounting workflows automatically,handling tasks like reconciliation, categorization, and exception detection based on rules you define.” source
- Connects your apps — “Stripe, Brex, Mercury, Ramp, Deel, Gusto and more — native integrations keep your data clean and accurate at source.” source
- Admin controls — “Yes. Puzzle is SOC 2 compliant and built with enterprise-grade security controls, including role-based access, encryption in transit and at rest, and full audit traceability of user activity and approvals.” source
Pricing
- Starting price
- $30/mo
- Prices checked
- 2026-09-25
Starter
- $30 /mo
- 30 USD (P1M)
- AI Suite included
- 25 lifetime AI credits
- 1 seat
- Up to 98% auto-categorization
- Auto-drafted financial statements
- Cash & accrual books
Core
- $72 /mo
- 60 USD (P1M)
- AI Suite included
- 25 lifetime AI credits
- 5 seats
- Insights: Cash, Burn, Runway, Margin & more
- Spend tracking and insights
- Advanced reporting
Complete
- $120 /mo
- 100 USD (P1M)
- AI Suite included
- 100 AI credits / month
- Unlimited seats
- AI-powered accuracy review
- AI-powered reconciliations
- Priority support
Scale
- $360 /mo
- 300 USD (P1M)
- AI Suite included
- 300 AI credits / month
- Unlimited seats
- Higher-volume accounting
- No transaction limits
- Dedicated onboarding and support
Core + Expert Reviewed
- $171 /mo
- Bookkeeping reviewed and closed every month
- Transactions reviewed and corrected when needed
- Bank and credit card reconciliations checked
- Up to three bookkeeping questions per month
- Up to $10K / mo in expenses
- Includes software + service