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ChatGPT vs Microsoft Copilot

ChatGPT or Microsoft Copilot? Their plans monthly and yearly, the capabilities their makers state, security and latest updates, side by side — read from the makers' own pages.

In inglese

In short

  • Both: Reads your files, Understands images, Makes images, Voice conversation, Remembers you, Mobile app
  • Only ChatGPT states: Searches the web, Projects, Desktop app, Your data kept out of training
  • Only Microsoft Copilot states: Acts for you

ChatGPT

ChatGPT is an AI assistant for writing, research, coding, learning, planning, image analysis, and web search.

Plans

Free

Free

  • Unlimited text chats with GPT-5.6 Luna
  • Limited messages with uploads
  • Limited and slower image generation
  • Limited voice chats
  • Limited deep research
  • Limited memory and context

Go

  • $8 / month
  • Everything in Free and:
  • More messages with tools
  • More uploads
  • More image creation
  • More voice chats
  • Longer memory

Plus

  • $20 / month
  • Everything in Go and:
  • Advanced reasoning models with GPT-6
  • Expanded messages and uploads
  • More complex and accurate image creation
  • Expanded deep research
  • Expanded memory and context

Pro

  • From $100 / month
  • Everything in Plus and:
  • 5x more usage
  • Pro reasoning powered by GPT-6 Astra
  • Maximum Codex tasks
  • Unlimited and faster image creation
  • Maximum deep research

Prices checked 2026-09-24 by web search.

Capabilities

  • Searches the web — “Yes. ChatGPT can search the web and cite sources when it needs current information.” source
  • Reads your files — “Upload a file or image to analyze, summarize, or transform (available on paid plans with data analysis).” source
  • Understands images — “Upload a file or image to analyze, summarize, or transform (available on paid plans with data analysis).” source
  • Makes images — “Create an image (“Create a watercolor logo of a mountain at sunrise”). ChatGPT images include C2PA provenance metadata.” source
  • Voice conversation — “Plan: Free, Feature: Voice, Yes” source
  • Remembers you — “Plan: Go, Feature: Memory with past chats, Yes” source
  • Projects — “Plan: Free, Feature: Projects, Yes” source
  • Mobile app — “Mobile apps: iOS and Android.” source
  • Desktop app — “Limited (desktop app) Plan: Free, Feature: ChatGPT Work, Limited (desktop app)” source
  • Your data kept out of training — “Opt-out available Learn more Plan: Free, Feature: Content is used to train our models, Opt-out available” source

Latest updates

About ChatGPT

Microsoft Copilot

Microsoft Copilot is a conversational AI assistant for answering questions, creating content, generating images, and helping with Microsoft 365 tasks.

Plans

Microsoft 365 Personal

  • $9.99/month
  • $99.99/year
  • For 1 person
  • Sign into 5 devices at once
  • 1 TB of secure cloud storage
  • Word, Excel, PowerPoint, and Outlook desktop apps with Copilot
  • Advanced Copilot chat with higher usage than free
  • All-day video calling and Copilot in Teams

Microsoft 365 Family

  • $12.99/month
  • $129.99/year
  • For 1 to 6 people (AI for subscription owner only)
  • Each person can use on up to 5 devices simultaneously
  • Up to 6 TB of secure cloud storage (1 TB per person)
  • Everything in Microsoft 365 Personal, plus
  • Microsoft Copilot
  • Microsoft Defender

Microsoft 365 Premium

  • $19.99/month
  • $199.99/year
  • Everything in Microsoft 365 Family, plus
  • Advanced Copilot chat with extensive usage
  • Extensive usage for visual AI assistance from your screen or camera
  • Access to Copilot features currently exclusive to Premium & Pro
  • Limited usage for agentic AI, including advanced research and analytics
  • Extensive usage for AI image creation in Copilot

Microsoft 365 Pro

  • $99.99/month
  • Everything in Microsoft 365 Premium, plus
  • Advanced Copilot chat with highest usage
  • Highest usage for agentic AI, including advanced research and analytics
  • Highest usage for visual AI assistance from your screen or camera
  • Highest usage for AI-generated audio (English only)

Prices checked 2026-09-25 on the maker’s page.

Capabilities

  • Reads your files — “Prompt Copilot with the task, add and upload notes, then refine in the chat—all with Copilot in Word.” source
  • Understands images — “Higher usage than free for visual AI assistance from your screen or camera” source
  • Makes images — “Higher usage than free for AI image creation in Copilot” source
  • Voice conversation — “Upload files, use Voice without limits, and make Copilot yours with memory across conversations.” source
  • Remembers you — “Upload files, use Voice without limits, and make Copilot yours with memory across conversations.” source
  • Acts for you — “Limited usage for agentic AI that gets things done for you including advanced research and analytics” source
  • Mobile app — “Download the app” source

Latest updates

About Microsoft Copilot